Personal Savings Accounts

First Savings

A true and simple savings account for personal and business banking customers.*

Product Features

  • Low $100 Minimum Opening Deposit
  • Low $50 Minimum Balance Requirement**
  • Earns Interest
  • Online and Mobile Banking
  • Your Choice of Paper or Electronic Statements
  • 24 Hour Telephone Banking

*An excessive debit fee of $5 per transaction will apply if more than 2 debit transactions occur during a one month period.  
**Must maintain the minimum balance requirement or a $10 quarterly service charge fee and waived quarterly interest will apply.

Tiered Money Market

An interest-bearing account that typically pays a higher interest rate than a savings account, and which provides the account holder with limited withdrawal ability. FEB money market account offers the account holder benefits typical of both savings and checking accounts with transaction limitations.

Product Features

  • $500 Minimum Opening Deposit
  • $1000 Minimum Balance Requirement*
  • Interest increases as your balance increases
  • Up to 6 Debit Transactions**
  • Can be linked to other FEB checking accounts to provide overdraft funding
  • Online and Mobile Banking
  • 24 Hour Telephone Banking
  • Your Choice of Paper or Electronic Statements

*Must maintain the minimum balance requirement or the $8 monthly service charge will apply.
**An excessive debit fee of $5 per transaction will apply if more than 6 debit transactions occur during a one month period.

Individual Retirement Plans (IRAs) 

A time deposit that allows you to earn a higher rate of interest than regular savings accounts to help you invest in your future retirement. First Exchange Bank offers several options to meet all of your retirement investment needs.

Product Feature

  • Minimum opening deposit of $1,000
  • Visit one of our branches for the most up to date rates

Certificates of Deposit (CDs)

A timed deposit which allows customers to earn a higher rate of interest than regular savings account. FEB offers a wide selection of CDs to meet all of your needs without the risk of investment securities.

Product Features

  • Minimum opening deposit of $1,000
  • Visit one of our branches for the most up to date rates
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